Fast, safe, online loan application – Get approved in 10 minutes

Apply for a loan
Fast, safe, online loan application – Get approved in 10 minutes

Main Reasons



Get fast and straightforward services wherever you are. A single document is all it takes



A direct lender committed to responsibility and innovation. We keep your data confidential and help in hard times



Easy and quick solutions without leaving home. Money is instantly transferred, with loan extension options

Steps to Borrow


Apply Easily With Our App

Use the app to send your request, simply fill in the form.


Decision Pending

Be on the lookout for our fast decision within 15 minutes.


Claim Your Funds

Accept your funds, normally transferred in about one minute.

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User Testimonials


Piet S.

Getting a loan through was a breeze. The application process was quick and easy, and I received approval within minutes. I'm impressed with how efficient their service is.



I was hesitant at first but decided to give a try, and I'm glad I did. The customer service was excellent and the repayment terms were flexible. I will definitely be using their services again in the future.


Quintrell Bullock

Thank you,, for helping me out in a time of need. The funds were deposited into my account quickly, and the entire process was stress-free. I highly recommend their services to anyone looking for a quick loan.



I appreciate the transparency of They clearly outlined all fees and interest rates upfront, so there were no surprises. It's refreshing to work with a company that values honesty and integrity.


Amara Alexander exceeded my expectations in every way. The user-friendly website made it easy to navigate, and the loan terms were very competitive. I will definitely be recommending their services to my friends and family.

Apply Easily With Our App

Use the app to send your request, simply fill in the form.

Download loan app

Online loans in Kenya via M-Pesa

  • Amount 500 KES to 30,000 KES
  • Minimum repayment period 61 days
  • Maximum repayment term 365 days
  • Interest rate 0,01% - 2% per day
  • Decision 5-15 minutes
  • Age of borrower 18-62 years old
  • Occupation Currently employed or with a stable source of income
  • Location Kenyans that are currently living in the Kenya
  • What are the requirements National ID, Mobile phone

The Benefits of Tala Loan in Kenya

When it comes to financial services in Kenya, Tala loan has gained immense popularity among the locals. Tala loan, also known as a mobile loan, is a convenient and accessible financial solution for many Kenyans who are in need of quick cash. In this article, we will discuss the benefits and usefulness of Tala loan in Kenya.

Quick and Easy Application Process

One of the key advantages of Tala loan is its quick and easy application process. With just a few clicks on your mobile phone, you can apply for a loan and receive approval within minutes. This is especially beneficial for individuals who require urgent funds for emergencies or unexpected expenses.

  • Over 90% of Tala loan applications are approved within minutes.
  • The entire application process is done through the Tala loan app, eliminating the need for extensive paperwork.
  • Users can receive their loan disbursement directly to their mobile money account.

Overall, the streamlined application process makes Tala loan a convenient and efficient option for those in need of financial assistance.

No Collateral Required

Unlike traditional loans that require collateral or a high credit score, Tala loan does not require any form of collateral. This makes it accessible to a wider range of individuals, including those who may not have valuable assets to offer as security.

Additionally, Tala loan uses alternative data sources to assess the creditworthiness of applicants, making it possible for individuals with limited credit history to qualify for a loan.

Flexible Loan Repayment Terms

Another benefit of Tala loan is its flexible repayment terms. Users have the option to choose from various loan repayment periods, ranging from a few days to several weeks. This allows borrowers to tailor their repayment schedule based on their financial situation and ability to repay the loan.

  • Tala loan offers competitive interest rates, which are transparently displayed to users before they apply for a loan.
  • Borrowers can also make early repayments or extend their repayment period if needed, providing greater flexibility and control over their finances.

Financial Inclusion and Empowerment

Through its innovative mobile loan platform, Tala loan has played a significant role in promoting financial inclusion in Kenya. By providing accessible and affordable credit to underserved communities, Tala loan has empowered individuals to pursue their financial goals and improve their livelihoods.

Furthermore, Tala loan encourages financial literacy and responsible borrowing practices among its users, fostering a culture of financial independence and empowerment.


In conclusion, Tala loan in Kenya offers a range of benefits and advantages that make it a valuable financial service for many Kenyans. From its quick and easy application process to flexible repayment terms and financial inclusion efforts, Tala loan has become a preferred choice for individuals in need of quick cash. Its accessibility, convenience, and user-friendly platform make it a reliable and efficient solution for those seeking financial assistance.


What are Tala loans?

Tala is a loan app that provides instant and unsecured mobile loans to individuals in Kenya.

How can I apply for Tala loans?

To apply for a Tala loan, download the Tala app from the Google Play Store, create an account, and follow the instructions to complete your loan application.

What are the eligibility criteria for Tala loans?

To be eligible for a Tala loan, you must be a Kenyan citizen, have a valid national ID, be at least 18 years old, have an active M-Pesa account, and have a good repayment history.

How much can I borrow from Tala loans?

The loan amount you can borrow from Tala depends on your credit score and repayment history. New borrowers usually start with smaller loan amounts which increase as they build trust with Tala.

What is the interest rate for Tala loans?

Tala charges a service fee of between 7% - 15% based on the loan amount and repayment period. The interest rate is calculated on a daily basis.

How do I repay my Tala loans?

To repay your Tala loan, go to the Tala app, select the 'Repay' option, and follow the instructions to make a payment using your M-Pesa account.